:root{
  --dk:#056368; --md:#07878E; --br:#0AB4BE; --mint:#64BEA0; --soft:#C1E5D9; --yel:#FEF9C3; --sal:#FECACA; --wh:#fff;
  --txt:#27494c; --mut:#4f6f72; --line:#d3ebe5; --tint:#f1faf7; --wa:#1fa855;
  --grad:linear-gradient(135deg,#056368 0%,#0AB4BE 100%);
  --r:18px; --sh:0 18px 40px -20px rgba(5,99,104,.45);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Poppins',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;font-weight:400;color:var(--txt);background:#fff;line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
svg:not([width]){width:1.15em;height:1.15em;flex:none}
a{color:inherit;text-decoration:none}
:focus-visible{outline:3px solid var(--br);outline-offset:3px;border-radius:6px}
.skip{position:absolute;left:-999px;top:8px;background:#fff;color:var(--dk);padding:10px 16px;border-radius:8px;z-index:200;font-weight:600}
.skip:focus{left:8px}
.wrap{width:min(1180px,100% - 32px);margin-inline:auto}
h1,h2,h3,h4{color:var(--dk);line-height:1.18;font-weight:600}
h2{font-size:clamp(1.7rem,3.4vw,2.5rem);margin-bottom:.8rem}
h3{font-size:1.18rem}
.script{font-family:'Great Vibes',cursive;font-weight:400;font-size:1.28em;color:var(--br);line-height:1}
.hero .script,.band .script,.pagehead .script{color:#CFF7EC}
.eyebrow{display:inline-block;font-size:.8rem;letter-spacing:.16em;text-transform:uppercase;color:var(--md);font-weight:600;margin-bottom:.6rem}
.lead{color:var(--mut);font-size:1.08rem;max-width:64ch}
section{padding:88px 0}
.center{text-align:center}.center .lead{margin-inline:auto}
.sec-head{max-width:760px;margin:0 auto 52px;text-align:center}.sec-head .lead{margin-inline:auto}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.55em;padding:.85em 1.55em;border-radius:999px;font:600 .98rem 'Poppins',sans-serif;border:2px solid transparent;cursor:pointer;transition:transform .2s,box-shadow .2s,background .2s,color .2s;min-height:48px;text-align:center}
.btn:hover{transform:translateY(-2px)}
.btn svg{width:1.25em;height:1.25em;flex:0 0 auto}
.btn-dk{background:var(--dk);color:#fff;box-shadow:0 10px 22px -10px var(--dk)}.btn-dk:hover{background:var(--md)}
.btn-wa{background:var(--wa);color:#fff;box-shadow:0 10px 22px -10px var(--wa)}.btn-wa:hover{background:#178a45}
.btn-wh{background:#fff;color:var(--dk)}
.btn-out{background:transparent;color:var(--dk);border-color:var(--dk)}.btn-out:hover{background:var(--dk);color:#fff}
.btn-out-w{background:transparent;color:#fff;border-color:rgba(255,255,255,.85)}.btn-out-w:hover{background:#fff;color:var(--dk)}
.btn-sm{padding:.55em 1.1em;font-size:.88rem;min-height:40px}

/* top bar + header */
.top{background:var(--grad);color:#fff;font-size:.84rem}
.top .wrap{display:flex;justify-content:space-between;align-items:center;gap:14px;padding:8px 0;flex-wrap:wrap}
.top a,.top span{display:inline-flex;align-items:center;gap:6px}
.top svg{width:15px;height:15px}
.top .r{display:flex;gap:18px}
header.nav{position:sticky;top:0;z-index:80;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
header.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:78px;gap:16px}
.logo img{height:50px;width:auto}
.menu{display:flex;align-items:center;gap:22px;font-weight:500;font-size:.93rem}
.menu a.lnk{position:relative;padding:4px 0;white-space:nowrap;color:var(--dk)}
.menu a.lnk::after{content:"";position:absolute;left:0;bottom:-3px;width:0;height:2px;background:var(--br);transition:width .25s}
.menu a.lnk:hover::after,.menu a.lnk.on::after{width:100%}
.menu a.lnk.on{font-weight:600}
.lang{display:inline-flex;border:1px solid var(--line);border-radius:999px;overflow:hidden;font-size:.8rem;font-weight:600}
.lang a{padding:6px 11px;color:var(--mut)}
.lang a.on{background:var(--dk);color:#fff}
.hcta{display:flex;gap:8px}
.burger{display:none;background:none;border:0;cursor:pointer;padding:10px}
.burger span{display:block;width:24px;height:2px;background:var(--dk);margin:5px 0;transition:.3s}

/* hero */
.hero{position:relative;padding:120px 0 200px;color:#fff;overflow:hidden;background:var(--grad)}
.hero-video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0;filter:saturate(.6) contrast(1.05)}
.hero::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(5,99,104,.92) 0%,rgba(7,135,142,.68) 45%,rgba(10,180,190,.22) 80%,rgba(10,180,190,.12) 100%)}
.hero::after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:130px;background:#fff;clip-path:polygon(0 100%,100% 0,100% 100%);z-index:2}
.hero .wrap{position:relative;z-index:3}
.hero h1{color:#fff;font-size:clamp(2.2rem,5.2vw,3.9rem);font-weight:500;letter-spacing:-.01em;max-width:15em;margin-bottom:1.1rem}
.hero h1 b{font-weight:700}
.hero p{font-size:1.15rem;max-width:50ch;margin-bottom:2rem;color:#f0fffb}
.ctas{display:flex;flex-wrap:wrap;gap:12px}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:2rem}
.chips span{background:rgba(255,255,255,.16);border:1px solid rgba(255,255,255,.4);padding:6px 15px;border-radius:999px;font-size:.88rem}
@media (prefers-reduced-motion:reduce){.hero-video{display:none}}
.pagehead{background:var(--grad);color:#fff;padding:72px 0 84px;position:relative;overflow:hidden}
.pagehead h1{color:#fff;font-size:clamp(2rem,4.4vw,3.1rem);font-weight:500;margin-bottom:.7rem}
.pagehead p{max-width:60ch;color:#f0fffb;font-size:1.08rem}
.pagehead::after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:48px;background:#fff;clip-path:polygon(0 100%,100% 0,100% 100%)}

/* trust */
.trust{padding:0;margin-top:-30px;position:relative;z-index:5}
.trust .box{background:#fff;border-radius:24px;box-shadow:var(--sh);border:1px solid var(--line);display:grid;grid-template-columns:repeat(4,1fr)}
.trust .it{padding:28px 18px;text-align:center;border-right:1px solid var(--line)}
.trust .it:last-child{border:0}
.trust b{display:block;font-size:2.3rem;color:var(--dk);font-weight:700;line-height:1.1}
.trust small{color:var(--mut);font-size:.92rem}

/* chain */
.chain{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;counter-reset:c;margin-top:36px}
.chain li{list-style:none;position:relative;background:var(--tint);border:1px solid var(--line);border-radius:var(--r);padding:22px 16px 18px;text-align:center;font-weight:600;color:var(--dk);font-size:.95rem}
.chain li::before{counter-increment:c;content:counter(c);display:grid;place-items:center;width:34px;height:34px;margin:0 auto 10px;border-radius:50%;background:var(--grad);color:#fff;font-size:.9rem}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}

/* area cards */
.soft{background:var(--tint)}
.areas{display:grid;grid-template-columns:repeat(5,1fr);gap:18px}
.area{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px 22px;display:flex;flex-direction:column;transition:transform .25s,box-shadow .25s}
.area:hover{transform:translateY(-6px);box-shadow:var(--sh)}
.ico{width:56px;height:56px;border-radius:16px;display:grid;place-items:center;background:var(--grad);color:#fff;margin-bottom:16px}
.ico svg{width:28px;height:28px}
.area p{color:var(--mut);font-size:.95rem;margin:.4rem 0 1rem;flex:1}
.area a.more,a.more{color:var(--md);font-weight:600;font-size:.92rem;display:inline-flex;gap:6px;align-items:center}
.area.soon{border-style:dashed}

/* services page */
.svc-area{padding:64px 0 8px}
.svc-area h2{display:flex;align-items:center;gap:14px}
.svc-area h2 .ico{margin:0;width:48px;height:48px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:26px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px 24px;display:flex;flex-direction:column;position:relative}
.card h3{margin-bottom:.4rem}
.card p{color:var(--mut);font-size:.95rem;flex:1;margin-bottom:1rem}
.card .btn{align-self:flex-start}
.tag{position:absolute;top:16px;right:16px;background:var(--yel);color:#7a5b00;font-size:.72rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:4px 10px;border-radius:999px}
.card.soon{background:#fcfffd;border-style:dashed}
.card.soon h3{padding-right:96px}
.note{border-radius:14px;padding:14px 18px;font-size:.92rem;margin:12px 0}
.note b{display:block;font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;margin-bottom:2px}
.note.y{background:var(--yel);color:#6d5600;border-left:5px solid #e6c84a}
.note.r{background:var(--sal);color:#7a1f1f;border-left:5px solid #e07a7a}
.note.g{background:var(--soft);color:var(--dk);border-left:5px solid var(--mint)}

/* pills */
.pills{display:flex;flex-wrap:wrap;gap:10px;margin:14px 0 8px}
.pills span{background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 16px;font-size:.9rem;font-weight:500;color:var(--dk)}
.pills.st span{background:var(--tint)}
.comp-g{margin-top:34px}
.strip{overflow:hidden;border-block:1px solid var(--line);padding:16px 0;background:#fff;mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent)}
.strip .t{display:flex;gap:34px;width:max-content;animation:slide 60s linear infinite;font-weight:600;color:var(--md);white-space:nowrap}
.strip:hover .t{animation-play-state:paused}
@keyframes slide{to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){.strip .t{animation:none;flex-wrap:wrap;width:auto;white-space:normal;padding:0 16px}}

/* band cta */
.band{background:var(--grad);color:#fff;text-align:center;padding:90px 0}
.band h2{color:#fff;max-width:20em;margin-inline:auto}
.band p{max-width:56ch;margin:0 auto 2rem;color:#f0fffb;font-size:1.1rem}
.band .ctas{justify-content:center}

/* map */
.mapwrap{display:grid;grid-template-columns:1.25fr 1fr;gap:40px;align-items:center}
.tilemap{display:grid;grid-template-columns:repeat(11,1fr);grid-template-rows:repeat(8,1fr);gap:5px;max-width:640px;width:100%;margin-inline:auto}
.tilemap div{aspect-ratio:1;border-radius:8px;display:grid;place-items:center;font-size:.7rem;font-weight:600;background:#eef3f2;color:#9bb3b0;cursor:default;transition:transform .15s}
.tilemap div.on{background:var(--grad);color:#fff;cursor:pointer}
.tilemap div.on:hover{transform:scale(1.18);z-index:2;box-shadow:0 8px 18px -8px var(--dk)}
.legend{display:flex;gap:18px;margin-top:14px;font-size:.85rem;color:var(--mut);justify-content:center}
.legend i{display:inline-block;width:14px;height:14px;border-radius:4px;margin-right:6px;vertical-align:-2px}
.offices{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.office{background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;display:flex;flex-direction:column}
.office iframe{width:100%;height:240px;border:0;background:var(--tint)}
.office .b{padding:22px 24px;display:grid;gap:6px}
.hours{width:100%;border-collapse:collapse;font-size:.93rem;margin-top:8px}
.hours td{padding:7px 0;border-bottom:1px solid var(--line)}.hours td:last-child{text-align:right;font-weight:600;color:var(--dk)}

/* about */
.person{display:grid;grid-template-columns:200px 1fr;gap:34px;align-items:center;background:var(--tint);border:1px solid var(--line);border-radius:24px;padding:34px}
.avatar{width:180px;height:180px;border-radius:50%;background:var(--grad);display:grid;place-items:center;color:#fff;font-size:3.4rem;font-weight:300;letter-spacing:.04em}
.npn{display:inline-block;background:#fff;border:1px solid var(--line);border-radius:999px;padding:5px 16px;font-weight:600;color:var(--dk);font-size:.9rem;margin-top:8px}
.vals{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:28px}
.vals .card p{flex:none;margin:0}

/* forms */
.formgrid{display:grid;grid-template-columns:1fr 1.35fr;gap:48px;align-items:start}
.info{display:grid;gap:14px;margin-top:24px}
.info a,.info div.i{display:flex;gap:14px;align-items:center;padding:16px 18px;border:1px solid var(--line);border-radius:16px;background:#fff;transition:border-color .2s}
.info a:hover{border-color:var(--br)}
.info .ic{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;background:var(--tint);color:var(--md);flex:0 0 44px}
.info .ic svg{width:21px;height:21px}
.info small{display:block;color:var(--mut);font-size:.8rem}.info b{font-weight:600;color:var(--dk)}
form.f{background:#fff;border:1px solid var(--line);border-radius:24px;padding:34px;box-shadow:var(--sh)}
form.f h2{font-size:1.6rem}
.row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.fld{margin-bottom:16px}
label,legend{display:block;font-size:.88rem;font-weight:600;color:var(--dk);margin-bottom:6px}
label .o{font-weight:400;color:var(--mut)}
input[type=text],input[type=tel],input[type=email],select,textarea{width:100%;font:inherit;padding:12px 14px;border:1.5px solid #bcd9d2;border-radius:12px;background:#fff;color:var(--txt);min-height:48px}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--br);box-shadow:0 0 0 4px rgba(10,180,190,.18)}
textarea{min-height:100px;resize:vertical}
fieldset{border:0;margin-bottom:16px}
.chk{display:flex;flex-wrap:wrap;gap:8px}
.chk label{display:inline-flex;align-items:center;gap:8px;font-weight:500;background:var(--tint);border:1.5px solid var(--line);border-radius:999px;padding:8px 14px;cursor:pointer;margin:0;font-size:.88rem;color:var(--txt)}
.chk input{accent-color:var(--md);width:17px;height:17px}
.chk label:has(input:checked){background:var(--soft);border-color:var(--mint);color:var(--dk)}
.agree{display:flex;gap:10px;align-items:flex-start;font-size:.86rem;font-weight:400;color:var(--mut);margin-bottom:16px}
.agree input{margin-top:4px;width:19px;height:19px;accent-color:var(--md);flex:0 0 auto}
.hp{position:absolute;left:-5000px}
.grpt{font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;color:var(--md);font-weight:700;margin:10px 0 6px;width:100%}
.err{color:#9b1c1c;font-size:.88rem;margin:-6px 0 12px;display:none}
.fine{font-size:.8rem;color:var(--mut);margin-top:12px;text-align:center}
.thanks{display:none;text-align:center;padding:30px 10px}
.thanks h2{margin-bottom:.4rem}.thanks .ctas{justify-content:center;margin-top:20px}
.tick{width:68px;height:68px;border-radius:50%;background:var(--grad);display:grid;place-items:center;margin:0 auto 18px;color:#fff}.tick svg{width:34px;height:34px}

/* agents */
.benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.benefits .card{padding-top:28px}

/* legal */
.legal h2{font-size:1.5rem;margin-top:40px}.legal p,.legal li{color:var(--txt);margin:.6rem 0}.legal ul{padding-left:1.2rem}
.legal{max-width:820px}

/* footer */
footer{background:var(--grad);color:#fff;padding:70px 0 26px}
footer .cols{display:grid;grid-template-columns:1.1fr 1fr 1fr 1.1fr;gap:34px}
footer h4{color:#fff;font-size:1rem;margin-bottom:14px;letter-spacing:.02em}
footer ul{list-style:none;display:grid;gap:8px;font-size:.93rem}
footer a:hover{text-decoration:underline}
footer .oval{background:#fff;border-radius:50%;padding:20px 26px;width:210px;margin-bottom:16px}
footer .oval img{width:100%;height:auto}
footer p{font-size:.92rem;color:#effffb}
footer .small{font-size:.8rem;color:#e3fbf6}
.social{display:flex;gap:10px;margin-top:14px}
.social a{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:rgba(255,255,255,.2)}
.social a:hover{background:#fff;color:var(--dk)}
.social svg{width:19px;height:19px}
.legalbar{border-top:1px solid rgba(255,255,255,.35);margin-top:40px;padding-top:20px;display:grid;gap:8px;font-size:.8rem;color:#effffb}
.fh td{padding:2px 14px 2px 0}

.wa-float{position:fixed;right:18px;bottom:18px;z-index:90;width:62px;height:62px;border-radius:50%;background:var(--wa);display:grid;place-items:center;color:#fff;box-shadow:0 14px 30px -8px rgba(31,168,85,.75);animation:pulse 2.8s infinite}
.wa-float svg{width:32px;height:32px}
@keyframes pulse{0%,100%{box-shadow:0 0 0 0 rgba(31,168,85,.5)}50%{box-shadow:0 0 0 14px rgba(31,168,85,0)}}
.langbar{background:var(--yel);color:#6d5600;text-align:center;font-size:.88rem;padding:8px 12px;display:none}
.langbar a{font-weight:700;text-decoration:underline;margin-left:8px}.langbar button{background:none;border:0;margin-left:12px;cursor:pointer;font-size:1.1rem;color:inherit}
.ig-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;align-items:start}
.ig-grid .instagram-media{margin:0!important;min-width:0!important;width:100%!important;max-width:100%!important;border-radius:16px!important}
.reveal{opacity:0;transform:translateY(22px);transition:opacity .7s,transform .7s}.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none}.wa-float{animation:none}html{scroll-behavior:auto}}

@media (max-width:1180px){
  .burger{display:block}
  .menu{position:fixed;inset:78px 0 auto 0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:6px 16px 22px;border-bottom:1px solid var(--line);box-shadow:var(--sh);transform:translateY(-12px);opacity:0;visibility:hidden;transition:.3s;max-height:calc(100vh - 78px);overflow:auto}
  .menu.open{transform:none;opacity:1;visibility:visible}
  .menu a.lnk{padding:14px 0;border-bottom:1px solid var(--line)}
  .menu .lang{align-self:flex-start;margin:14px 0}
  .hcta{flex-direction:column}
}
@media (max-width:1024px){
  .areas{grid-template-columns:repeat(2,1fr)}.cards,.benefits,.vals{grid-template-columns:repeat(2,1fr)}
  .mapwrap,.split,.formgrid{grid-template-columns:1fr}
  footer .cols{grid-template-columns:1fr 1fr}
  .chain{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:700px){
  section{padding:64px 0}
  .hero{padding:72px 0 150px}
  .trust .box{grid-template-columns:1fr 1fr}.trust .it:nth-child(2){border-right:0}.trust .it:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .areas,.cards,.benefits,.vals,.offices,.ig-grid{grid-template-columns:1fr}
  .person{grid-template-columns:1fr;text-align:center;padding:26px}.avatar{margin:auto;width:150px;height:150px;font-size:2.8rem}
  .row{grid-template-columns:1fr}
  footer .cols{grid-template-columns:1fr}
  form.f{padding:22px}
  .top .hide-sm{display:none}
  .logo img{height:42px}
  .tilemap{gap:3px}.tilemap div{font-size:.55rem;border-radius:5px}
  .chain{grid-template-columns:1fr 1fr}.chain li:last-child{grid-column:span 2}
}

/* OE 2027: espacio en el menú de escritorio para el enlace de Open Enrollment */
@media (min-width:1181px){.nav .logo{flex-shrink:0}.menu{gap:12px}.hcta .btn-out{display:none}}